The budget calculator allows you to calculate how much real estate you can afford. The only thing that matters is that a loan in Florida must prove the origin of the equity. Also, the loan itself drives the total amount to the amount of interest or partial payment surcharges. “How much credit can I afford?” A loan calculator can also provide valuable information.
How much real estate can I afford … and which credit is available to me?
should be the basis for any real estate purchase – because who can pay for a building on their own? City villa with 12 rooms, three bathrooms and a double garage for 250,000 EUR coveted – whether personal ideas can be reconciled with reality, proves a real cashier. How much can I invest without seriously affecting my living quality?
Because a real estate acquisition without construction costs can only be done by the fewest people, it should be weighed exactly, which loan fits best to the individual situation – that offers a multifaceted service. The indicative financing rate is 30 to 40 percentage points of household net income per month. In order to benefit from the currently favorable and interesting interest rates in the future, it is advisable to use a financing option with the largest possible fixed interest period.
The other plus point is the ability to repay the loan faster, so that the majority of the loan is paid before retirement. In addition, ancillary construction costs such as land transfer tax, brokerage and notary and cadastral costs should be included in the credit line. An additional buffer of 20 percentage points of the total costs will result in provisions for unplanned expenses or expensive construction delays.
Before buying a property you should always seek advice from a neutral financial advisor – the specialists of Yunalo recommend a competent, trusting and to your individual needs.
How much can I afford? Asking for help? Settlements (bank, credit, real estate)
With a usual 3.300, – / M net worth, that would be 1.100, – / M. 1.100, – / M x 12 months = 13.200, -? / A. 13.200, -? / A / 3.5% = 377.142, -? Finance lahrlehen. However, to be on the safe side, I recommend you to calculate with 5% (Z + T), resulting in a financial volume of 264,000? would lead. As a maximum size I recommend the purchase price of 230.000, -, better still 220.000, -, so that for unforeseen 10.000, – Euro a reservation is possible.
If it is not needed (you know it after 12 months), you can file it as a special refund.